Cash Guarantee

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Front entryway of home

The confidence of a cash offer, without the cash.
In this competitive market, sellers are looking for security. With Fairway’s Cash Guarantee™, you can offer just that—even if you’re not paying in cash.
This exclusive program helps level the playing field for buyers using financing by giving sellers peace of mind and giving your offer real strength.

What is the Fairway Cash Guarantee™?
If your offer is backed by the Cash Guarantee and your financing falls through, Fairway steps in to protect the seller by:

  • Buying the home in cash, or
  • Paying the seller $10,000 if they choose to re-list the home instead

Either way, the seller is protected, and that can make your offer just as strong as cash.

How It Works
To qualify, you’ll need to:

  • Get a Fairway Advantage Pre-Approval™*
  • Be purchasing a primary residence (single-family only)
  • Use a conventional, FHA, or VA loan

Once your offer is accepted and you’re fully approved, the guarantee kicks in if financing unexpectedly falls through. (It doesn’t apply if you back out due to inspection issues or change your mind.)

This guarantee is Fairway saying, “We believe in our buyers—and we’re willing to put our money where our mouth is.”

Why It Matters

  • Cash buyers have long had the edge. Now you can compete with confidence.
  • It reduces the seller’s risk, making them more likely to say “yes” to your offer.
  • You get a real shot at the home you love—even in a bidding war.

Make Your Offer Stand Out
We’ve seen firsthand how the Cash Guarantee makes a difference in tight markets. It brings peace of mind to sellers and buying power to you.

*Fairway Cash Guarantee® requires a Fairway Advantage® Pre-Approval. Fairway Advantage® Pre-Approval is based on a full review of the borrower’s creditworthiness and is contingent upon there being no material changes in the borrower’s financial condition or creditworthiness at the time of final loan approval. Final loan approval is subject to the following conditions: (1) borrower has identified a suitable property, and a valid appraisal supports the proposed loan amount; (2) a valid title insurance binder has been issued; and (3) borrower selects a mortgage program and locks in an interest rate that will support the pre-approved monthly payment amount. Loan must close before the expiration date provided in the pre-approval. Offer not available on USDA, bond, or DPA programs. Sale of home proceeds contingency not allowed. Please note that submitting verifying documentation is not a requirement to receive an estimate of closing costs associated with a mortgage loan.

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